Welcome to Valley Mortgage Investments!

Bakersfield, California-based Valley Mortgage Investments, Inc. (VMI) funds and services private money (hard money) mortgage loans secured by real estate. We broker and portfolio 1st Trust Deeds on owner occupied home loans and investment properties including residential, multi-family, commercial, industrial, agricultural, and vacant land.

Although we lend throughout CA, our focus is in the Bakersfield, Kern County and Central Valley areas. We accept applications for owner occupied loans (Consumer Loans) and non owners occupied loans business purpose loans (i.e. properties producing income, etc.) secured by real estate in CA.


Mark Augustine’s segment on Kern County Real Estate Review: The Power of Hard Money Lending: Expert Insights with Valley Mortgage Investments.
Originally aired July, 2023.

Click to Listen Now



We offer loans on all types of real estate; residential, commercial, industrial, agricultural, special purpose and land. Our staff and ownership group has over 100 years of experience in the real estate industry. Whether you are a Trust Deed investor, real estate broker or borrower, you will find VMI to be a company with the knowledge, experience and integrity to handle all your private money needs.